My wife was involved in a multi-vehicle accident started by another driver in which four cars were totaled and some people were injured. It appears that everyone is covered by insurance. If insurance is covering the situation, why would one of the drivers retain an attorney to sue the other drivers?

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I am attempting to refinance a 2006 model auto with a different institution for a lower interest rate however, this institution wants a power of attorney over the vehicle. I’ve had hundreds of auto loans and have NEVER given a POA to the lending institution – so why now?

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