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My wife was involved in a multi-vehicle accident started by another driver in which four cars were totaled and some people were injured. It appears that everyone is covered by insurance. If insurance is covering the situation, why would one of the drivers retain an attorney to sue the other drivers?

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1. Car was purchased in January.
2. Dealership failed to send the Tag Information after 3 or 4 months.
3. Finance Company has NO records of the Title.
4. A Title was issued DIRECTLY to the person applying.

Therefore, it would seem like the vehicle’s owners actually own the vehicle correct? How does the Finance Company stand without having a Title. Should the owners continue to pay on the vehicle? Should they get an attorney/lawyer? (if so what kind)

(Additional Information the vehicle owners live in Atlanta, Georgia.)

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